Looking for a good Valentine’s Day present?  Bath and Body Works is taking 50% off their clearance section and you can get an extra 20% off when you use the code “INSTYLE20″.  This is a great way to cut your outlay for presents by stocking up while  the price is right.

Some good deals out on the internet this week.  These are the first few and I will add some more as I run across them.

I just ran across Shop4Freebies.com where they post new free samples every day.

Target is having a Furniture Sale with up to 40% off

JC Penney has 15% off with no minimum when you use the code “PCNEWYJC”

Express is taking and extra 20% off all items in its Clearance Section

Get 15% off with no minimum at Shoes.com when you use the code “SNOW”

Target has already slashed their Christmas items clearance to 50% off.  This started on Saturday so I expect maybe Wednesday or Thursday the deals will go to 75% off.  Last year each level lasted 4 to 5 days so expect 90% off to come early next week.  I will be stopping in later today to check on what I want to buy and see if it will last few more days.  Remember each store is different when it comes to when they will cut clearance items so get in there and see what is left.  Hope you get all the paper and decorations you are looking for.

With Amazon already cutting 80% off Christmas items I thought it smart to highlight other stores that do drastic clearance on Holiday items and decorations.

For bricks and mortar stores Target is hands down the biggest discounter.  Target has a great clearance policy on every day items (to learn more about their every day clearance check out my earlier post), but has an amazing clearance policy on Holiday and Seasonal items.  The way it works is they start with 15% off.  The discounts will then progress to 30%, 50%, 75%, and eventually 90% off.  This progression can happen very quickly depending on the stock of each store.  The more holiday items that are left over the faster they will discount in order to clear the shelves and warehouse space.  Now when the discount hits 90% most of the stuff has been pillaged (and when you see what the holiday aisle looks like you will understand why I use that word) so I recommend starting to check what is left at the 50% mark.   My strategy has been to check the aisle every other day until there are less than four of an item that I am looking to purchase.  At three or less there is a good chance it will not be there the next time I check the aisle.  Most times decorations and items that can be used year after year will go early while candy and perishables will many times last until 75% or 90% off.

Whenever I am at a loss for what to get someone I usually turn back to reliable old gift certificates/cards.  My favorite is Restaurant.com.  When you give a gift through their website the recipient gets to choose the restaurant they want to visit and you get a great discount.  Regularly at Restaurant.com you pay $15 for a $25 gift certificate, but they are constantly running discount deals.  That being said, right now you can get 80% off at Restaurant.com when you use the code “SANTA”.  This means their $25 gift certificates are only $3 so grab a few for those hard to purchase for people (make sure to check and see if there are restaurants available in their area).

Retailers have not really been cutting prices like they did last year, but if the deals are going to start rolling in this should be the weekend we start to see it.

Here are some of the better deals I found this week.  I will be sure to add more as I come across them so if you see any great deals feel free to add them in the comments.

American Eagle Outfitters is taking an extra 30% off their clearance section (click on clearance once you follow the link).

JR.com is running a Back 2 Black sale where they bring some great black Friday deals back.

Get $10 off an order of $10 at JC Penney when you use the code “NICE4U”

10% off no minimum at Gamestop when you use the code “BEMERRY”

Printable Coupons

Advance Auto — $5 off$25, $10 off $50, or $20 off $100

Bath and Body Works — 25% off any purchase of $25 or more

Kirkland’s — 20% off a single item (excludes furniture)

Office Depot — $10 0ff $50 or more

Petco — 25% off regular priced treats, chews, and toys

Pier1 -  $10 off of $50

Toys R Us — Various

Looking for some deals on Christmas presents for the kids?  Here are some deals from Amazon.com:

• Hasbro CirKis Board Game for $7.99
• Hasbro Sorry Board Game for $9.99
• Hasbro Game of Life for $9.99
• Milton Bradley Connect 4 for $9.99
• Trivial Pursuit Team for $9.99
• Hasbro Candy Land Castle Game for $9.99
• Blokus 3D Game for $9.99
• Wild Planet Animal Scramble for $9.99
• Trivial Pursuit Digital Choice for $9.99
• LeapFrog Leapster Learning Game Sonic X for $9.99
• Learning Resources Funny Phone Family Game for $9.99
• LeapFrog Leapster Learning Game Wolverine for $12.49
• Monopoly Simpson’s Electronic Edition for $14.99
• Little Mommy Baby Ah-Choo Doll for $14.99

Shipping starts at $5.44 but you can get free shipping if you order more than $25.

Cyber Monday is the online equivalent to Black Friday.  Today only many reatailers are getting their websites rolling with sales.  The two best sites to check out all the deals is BlackFriday.info and CyberMonday.net.

You will want to go ahead and sign up for BigCrumbs and  Ebates so that you can get an extra percentage back up to 15% when you click on the link through these two sites.

Amazon.com has a great code for a free $3 in music purchase.   You need to go to this link and follow the instructions to enter the code “MP34FREE”.  It will credit to your Amazon.com account and looks like it will be tagged to only work on music purchases.  The code is good until November 30 , 2009 sot makes sure to get this freebie added to your account soon.

I just came across Adility a website that gives a daily deal for activities and restaurants in you area.  The savings are somewhere between 50% and 90% off.  This is the first site I have seen that bases whether the deal goes through on a number of people purchasing that deal.  The business model seems sound since the item you are purchasing is a way for local establishments to get traffic and let people know they exist for much less than more traditional means of advertising.

The activities that you can get for great deals including massages and skin treatment, bowling and laser tag, care repairs and maintenance and a variety of other services.  Right now Adility only focuses on  metropolitan areas but it seems they are expanding.  The areas they currently cover are:

Atlanta                   Denver                   Miami                     Riverside

Austin                     Detroit                    Minneapolis            Sacramento

Baltimore                Houston                 New York               San Antonio

Boston                   Indianapolis            Orlando                  San Diego

Charlotte                Jacksonville            Philadelphia            San Francisco

Chicago                  Kansas City            Phoenix                  Seattle

Cincinnati               Las Vegas              Pittsburgh               St. Louis

Cleveland               Los Angeles           Portland                  Tampa

Dallas                     Memphis                Raleigh                   Washington

Some of these areas are brand new to the site so they have not had a chance to line up deals every day.  So far the variety of activities seems great and I am really hoping this site makes it long term.  Whether you live in one of these areas or are traveling to one of these major cities I recommend you sign up for Adility and take advantage of some of these great deals.  I will be hosting a savings workshop in Mooresville, NC, a suburb of Charlotte, on November 23, so I will be keeping my eyes open for a great activity over in that area.