Back in October I did a four part series on saving for college.   In that series I talked about getting free money for college using the service BabyMint.  At that time BabyMint had parted ways with the credit card company that issued its credit cards.  Now they have their credit card back up and running and this makes their service amazing.  This is how it works:

Any purchase you make with the credit card gets you 1% of your purchase back in the form of BabyMint bucks (1 BabyMint buck = $1 value).  This money can then be put into a college savings plan or can be applied toward student loan debt.  This is only the tip of the iceberg for BabyMint.  They have also partnered with hundreds of merchants to bring you even more savings when you shop online.  For example, I need to get a ladder and the hardware store down the street is one of the BabyMint partners.  This store gives 5% back when shop at their online store and you can pick it up from your local retailer.  So, I go to their site, but my ladder, and use the BabyMint credit card earning me an extra 1%.  This means I got 6% back toward my children’s college or my student loans (fortunately I have no loans so I would be saving for college).  The percentage varies by retailer but it goes as high as 26% of your purchase price.  There are no strings attached and since I am a member anyone I refer gets 5 BabMint bucks so you can sign up here(for disclosure I will also get 5 BabyMint bucks for anyone whom I refer and earns 25 BabyMint bucks).  The sooner you start saving for college the easier it will be to pay that money out.  Check out my 529 Guide for better info on which plans to choose.