For most people credit cards should become a thing of the past. People just cannot help themselves when they can “put it on plastic.” Instead of just chopping up those old credit cards why not put them to good use? If you are a guitar player you can supply yourself with a bunch of guitar picks by cutting them out of a credit card. By my measure you should be able to get five picks or more out of one card. Next thing you know Joe Sangl will be selling credit card guitar picks from people who have gone through his Financial Freedom Class.