Watch Your Teen and Keep Insurance Low

I came across a website called Drive Cam.  It is simply a way to watch for risky driving behavior. Their main focus is companies with fleets of drivers, but I see this as a real way to reduce your insurance if you have a teenager in your home.  My niece, DOBS (which stands for daughter of black sheep), is now sixteen and starting to learn how to drive.  Frankly she is scary.  Black Sheep is the only one who is willing to ride in the vehicle with her and he is a battle tested veteran of the U.S. Army.  Almost nothing phases him.

With this program you get a camera inside the vehicle plus they make recommendations for how to improve the driving habits of the driver.   This seems that it would comfort an insurance company and give you a chance to ask for a lower rate when insuring a young driver.  If they do not comply at first maybe after a year with documented evidence of good driving you could get them to budge a little.  Plus you get to know where your teen is going.  This probably will not go over well with the newly independant but their safety and your insurance rates are what is at stake.