Archive for the ‘Budget’ Category
Bloom Still Doing Triple Coupons
Bloom is still doing triple coupons in select areas through Tuesday of this week. They will triple any manufacturers coupons up to 99¢. Here is an example of my savings from my most recent trip: Total Retail Price: $67.72 Bloom Specials Savings: $23.09 Regular Coupon Savings: $7.70 Savings From Tripling: $11.40 Total: [...]
Thrifty Tips 6/30
Homemade Stain Spray Make your own stain-fighting spray for the laundry! I put 1/2 a spray bottle full of Tide laundry detergent (Tide is awesome at fighting stains). Then, I put a little bit of Dawn dishwashing liquid and fill the rest with water. Shake it up, and there you have it – your very [...]
Preparing For Christmas
Every year I end up going on a big shopping trip to get all the gifts we are going to give to our friends and family. This happens because I always forget to get gifts throughout the year. Both my siblings and mother are good about shopping ahead of time (though my brother is only [...]
Check Your Credit Score for FREE!!
I have written on here before about checking your credit report every four months using annualcreditreport.com. What I have started doing is checking my credit score once a month to make sure there are no surprises coming my way in the short term. Now I am not going to pay for a score that belongs [...]
New Year’s Resolution Update
For the new year I resolved to lose weight, 30 lbs. to be exact. I did my first weigh in on Jan 5 and was 217 lbs. Today marks 3 weeks since I started my diet and I am now at 204 lbs. A tidy 13 lbs off. I can already feel and see the [...]
Stabilizing your Finances
Now that we have covered the different ways of budgeting there is one last step stabilizing our financial strategy. That step is to be prepared for upcoming expenses. There are two types of upcoming expenses expected and unexpected. Unexpected Expenses are emergency expenses that show up from time to time. To prevent these kind of [...]
Irregular Income — The Budget Killer
There are many people who either own their own business or work completely on commission. This puts them in the situation of having irregular income. The advantage to these types of jobs is that you have some control of how much or how little you make. The downside is that you have high and low [...]
Paycheck to Paycheck Budgetting
Yesterday I talked about budgeting with a monthly budget, but that can be hard if you are living paycheck to paycheck. If you are in that position right now do not feel bad because almost 70% of American employees are in that situation. In order to get out of paycheck to paycheck living you will [...]
So, What is a Budget?
A budget is not a means to keep you from having fun and it isn’t even a tool to tell you where or how you have to spend your money. A budget is just a spending plan. You are just telling your money where to go ahead of time instead of waiting until you are [...]
Start Off the New Year Right
I am a big believer in the New Year’s resolution. I make one (and only one) every year. This allows me to focus on something that I have been putting off and attack it. This year I am going to lose weight. I know this sounds like the resolution that everyone makes but when I [...]
