Saving money and being prepared is a major theme in Bible verses that deal with money.
While most of us know that having money saved for a rainy day is a good idea, the Bible expands upon why you should be saving and for what. These verses on saving money are very helpful in understanding why we need to be saving.
Bible Verses About Saving Money
Each of these verses is part of a broader discussion. To get the most from any one verse in the Bible, it is necessary to read at least a few verses before and after the verse.
While we can glean a great deal of wisdom from individual verses, getting the full picture of what the author is writing is vital to understanding the whole meaning.
Proverbs 21:20 – Precious treasure and oil are in the dwelling of a wise person, but a fool consumes them.
Proverbs 22:7 – The rich rule over the poor, and the borrower is a slave to the lender.
Proverbs 10:4-5 – Idle hands make one poor, but diligent hands bring riches. The son who gathers during summer is prudent; the son who sleeps during harvest is disgraceful.
Proverbs 13:11 – Wealth obtained by fraud will dwindle, but whoever earns it through labor will multiply it
Proverbs 13:22 – A good man leaves an inheritance to his grandchildren, but the sinner’s wealth is stored up for the righteous.
1 Corinthians 16:2 – On the first day of the week, each of you is to set something aside and save in keeping with how he is prospering, so that no collections will need to be made when I come.
Genesis 41:34-36 – Let Pharaoh do this: Let him appoint overseers over the land and take a fifth of the harvest of the land of Egypt during the seven years of abundance.
Let them gather all the excess food during these good years that are coming. Under Pharaoh’s authority, store the grain in the cities, so they may preserve it as food.
The food will be a reserve for the land during the seven years of famine that will take place in the land of Egypt. Then the country will not be wiped out by the famine.”
Proverbs 6:6-8 – Go to the ant, you slacker! Observe its ways and become wise. Without leader, administrator, or ruler, it prepares its provisions in summer; it gathers its food during harvest.
Proverbs 21:5 – The plans of the diligent certainly lead to profit, but anyone who is reckless certainly becomes poor.
Philippians 4:6 – Don’t worry about anything, but in everything, through prayer and petition with thanksgiving, present your requests to God.
Ephesians 4:28 – Let the thief no longer steal. Instead, he is to do honest work with his own hands, so that he has something to share with anyone in need.
Proverbs 13:7 – One person pretends to be rich but has nothing; another pretends to be poor but has abundant wealth.
1 John 2:15-17 – Do not love the world or the things in the world. If anyone loves the world, the love of the Father is not in him.
For everything in the world—the lust of the flesh, the lust of the eyes, and the pride in one’s possessions—is not from the Father, but is from the world. And the world with its lust is passing away, but the one who does the will of God remains forever.
Matthew 6:19-20 – “Don’t store up for yourselves treasures on earth, where moth and rust destroy and where thieves break in and steal.
But store up for yourselves treasures in heaven, where neither moth nor rust destroys, and where thieves don’t break in and steal.
Isaiah 55:2 – Why do you spend silver on what is not food, and your wages on what does not satisfy? Listen carefully to me, and eat what is good, and you will enjoy the choicest of foods.
Luke 12:15 – He then told them, “Watch out and be on guard against all greed, because one’s life is not in the abundance of his possessions.”
Proverbs 3:9-10 – Honor the Lord with your possessions and with the first produce of your entire harvest; then your barns will be completely filled, and your vats will overflow with new wine.
What We Can Learn from These Verses on Savings
Other than the obvious theme of “you need to save money,” there is much more we can learn from these scriptures on saving money.
The main themes I found were:
- God is the owner of everything. We need to manage it well and his way.
- Our possessions are one of the most important ways we can honor God.
- Saving money should be for a purpose, not for the accumulation of wealth.
- We should always have something waiting so that we can give to others in need.
- Ample savings frees us to focus on what God has for our lives. Debt robs us of it.
- Be diligent in saving money. A little each month will grow and be a blessing.
- Money should not sit idly. It should be working for you.
- Wealth will transfer from those who are foolish to those who are wise.
Additional Bible Topics
I enjoyed looking through different Bible verses on financial topics that I wrote my thoughts on many others. Three topics I have discussed include:
My Final Thoughts on What the Bible Says About Saving Money
Saving money has been a significant part of my financial life since Amy and I got married.
While I was always good at not spending too much, I was never fully prepared for an emergency or to give above my regular tithes and offerings.
My marriage to Amy was a turning point in this area of my life. We started a Dave Ramsey class one month after we got married, and understanding that emergency fund set up was one of the most freeing moments I have ever had.
Over the years, that fund has expanded to more than six months of expenses.
As a result of having that money in savings, we have been able to give more to our church and other charities we believe in, feel comfortable in our everyday finances, and take risks with my employment that have led to great rewards.
While there are many scriptures on money, the ones on saving money have been some of the most influential in my daily life.