It has been reported that in the recent past, the identities of more than 140 Americans were stolen. Identity theft can harm your credit report gravely and without any help to repair the negatives and the inaccuracies, your credit may never recover.
This is where Lex OnTrack comes in and not only helps to protect your identity but also restores it and helps you get your life back “OnTrack”.
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How Does Lex OnTrack Work?
Lex OnTrack is an identity theft protection and credit repair service offered by Lexington Law, which is a consumer law practice started as part of Progrexion Marketing in 1990.
Lex OnTrack protects all your financial and personal information such as your important personal data, credit information, bank account information, etc. On signing up, you get access to their powerful identity protection system.
And, Lex OnTrack offers you much more than just monitoring for any suspicious and unusual behavior. They help you actively repair the past and also prepare for the future.
Lex OnTrack constantly monitors your identity and also keeps a track of any changes occurring in your credit status. It offers credit report updates at any time of the day and if there is any problem with your credit score, you will receive an alert immediately.
Lex OnTrack also offers a FICO score report and analysis on a monthly basis. They also offer a free consultation with their experts, where you can discuss all your queries and concerns.
Identity theft insurance of up to $1 million is also included in their rates, which reimburses any stolen funds and also assistance for recovery and reimbursement.
In the case that your identity is compromised, you will get notified immediately, which can help you act quickly and prevent any major damage.
Where other ID theft companies help to reimburse costs and settle court cases in the case of identity theft, Lex OnTrack offers you credit repair, instead of just protecting your identity, and they work with you to ensure that you have a fair and accurate credit report.
Lex OnTrack offers assistance to freeze your credit if required and offers the assistance of their expert identity theft and credit card repair specialists.
Their tools helps to protect your bank accounts, Social Security Number, health records, child’s identity and any other personal information.
Lex OnTrack not only helps to monitor and protect your identity and financial information but also offers financial and budgeting tools to enable to have your finances on track.
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Plans Available
Lex OnTrack has one simple plan:
Cost: $24.95 per month
Includes:
- Monthly FICO Score
- Credit Reports (Monthly)
- Credit Repair
- Credit Score Analysis and Grades
- Identity Theft Monitoring
- Monitoring of Public Records
- Identity Theft Insurance
- Identity Restoration Support
- Identity Theft Monitoring
- Monitoring of Public Records
- Identity Theft Insurance
- Monitoring of Personal Information
- Data Breach Alerts
- Identity Restoration Support
- Transaction Monitoring
- Budgeting Tool
- Goal Setting Tool
- Debt Payoff Tool
- Service Features
ID Theft Protection Details
Identity Protection
Lex OnTrack is a top-class security option that can protect you from unauthorized purchases and any other potential fraud.
Lex OnTrack monitors all your information 24×7, all year round, and in case of any suspicious activity, they will alert you immediately.
Credit Repair
In the unfortunate event of identity theft, even if you have recovered from the ID theft itself, you may be dealing with negative and inaccurate items that may cause grave harm to your credit report.
Lex OnTrack offers you a combination of both ID protection, as well as credit repair and helps to prevent and also remove the negative and questionable items from your credit report.
1 Million Dollar Theft Insurance
Lex OnTrack offers theft insurance of up to $1 million to you and your family, which includes reimbursement of the stolen funds and cash. Lex OnTrack focuses on getting your finances in order very quickly.
Taking Advantage of the Law
Lex OnTrack makes use of the power of Lexington Law and their teams of experienced lawyers and paralegals.
They then make use of the consumer protection laws that enable you to keep your identity safe and also resolve any problems very quickly and in the most effective way.
Support
Lex OnTrack’s team of US-based specialists are always ready to help you with your identity protection and also answer any of your queries.
Financial Tools
Lex OnTrack offers tools that can help to manage your finances effectively and helps in planning and protecting your future.
Lex OnTrack’s financial tools offer you a 360o view of all your transactional data and helps you manage your monthly cash flows and the innovative tools enable you to navigate your financial objectives efficiently.
Financial Scores
Apart from just protecting your identity, understanding your credit report is a very vital part of Lex OnTrack’s features. Lex OnTrack tracks your FICO Score on a monthly basis to ensure that your credit is on track.
Lex OnTrack Competitors
The id theft monitoring industry has had to grow as instances of ID theft have increased. These are some of the top alternatives to Lex On Track:
- Identity Force – Offering some of the nicest tools of any service, Indentity Force is a top option for anyone looking at ID protection.
- Identity Guard – One of the most well known ID theft services, Identity Guard has helped millions with ID theft.
- IDShield – Covering entire families for one price, ID Shield is the best family plan options.
Pros
- On-call identity protection and fraud support and provides an ID theft insurance of up to $1 million.
- Accepts and also handles the cases of people having pre-existing ID theft problems.
- Credit monitoring and repair.
- 24x7x365 customer support
- Seasoned and expert staff who can handle all customer queries and also resolve any issues regarding ID theft or any credit-related issues.
- Financial and budgeting tools that help you manage your finances more efficiently.
- See your updated FICO score on a monthly basis.
Cons
- Price of the service can be quite steep for a lot of people.
- Lack of detailed information on the company’s website about certain aspects of the service.
Lex OnTrack Review Bottom Line
Lexington Law is one of the most respected credit repair agencies in the country. It is no surprise that they would take the systems they have to fix people’s credit after ID theft and turn that into a preventative service.
With the backing of this long standing service, you can feel confident that Lex On Track is a valuable service that deserves your consideration.
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