Archive for the ‘Saving’ Category
Health Care Systems
This may seem like I am straying away from my usual topics but bear with me there is significant savings to be made in health care if we are willing to change the way we do things. Right now in the US health care costs are skyrocketing. There are some flaws in our system that [...]
Taking a Bribe to Lose Weight
I read as study from the Journal of Occupational and Environmental Medicine about weight loss. In this study they took three groups of people, all were overweight. The first group was encouraged by their employer to lose weight but given no incentive. The second group was also encouraged to lose weight and was given an [...]
Saving on Scented Lotions
I know there are a lot of women out there that love scented lotions. You get to keep your skin feeling soft and smooth and you get to smell good. My wife loves scented lotion and although she rarely need to purchase it (she is a teacher and gets stuff like this as gifts) I [...]
Is that Infomercial For Real?
Have you ever been up late (or early) and caught one of the infomercials. If you watch long enough you really can be convinced that it is the greatest product since sliced bread (or in some cases the greatest product to slice bread). Having seen tons of these and wondered if the next great business [...]
Saving Freak Reader Tips
Every once in a while I have people send me tips on ways to save money. These two tips came from one person who didn’t give me a name to give them credit and I don’t think they want me posting their e-mail address. Anyway, thanks whoever you are. Homemade Fire Starters I make my [...]
The Advantage of Freedom
One of the nice things about having your finances in order is being able to jump on a deal. With the recent down turn in consumer spending the deals are starting to flow like water. Most markets are feeling the pinch of the creditors tightening up their standards. This means there are a lot of [...]
Have You Shopped Your Insurance?
My wife and I do financial counseling at our church. Our church offers financial counseling for free and the program is headed up by Joe Sangl, who has become somewhat of a celebrity in these parts. In these sessions we help people set up a budget and look at places where they may be overspending. [...]
Considering Refinancing
I have been watching the mortgage rates drop and drop and have been weighing the option to refinance my home. I am living in the first home I have ever purchased so all this is a new experience for me. Right now we have a 30 year fixed rate of 6.125%. I am looking at [...]
A Couple of Saving Freak Tips
Just a couple of thrifty tips that either I or someone in my family has used. Tip 1 Have you ever moved a piece of furniture and had an indentation in the carpet from where the legs were? What happens is the carpet and padding have gotten compressed over time due to the pressure from [...]
Wednesday Deals 1/30
If you are new here I have recently started using Wednesdays to share the best deals that I find online. I did not find very many good deals on Amazon this week. Most of last week’s Amazon deals are still good. The one item on Amazon that I found funny and a little scary was [...]
